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Mortgage Calculator

mortgage calculator including overpayments

This calculator can be used to see regular monthly payments on either a capital repayment or interest only basis.

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The calculator also assumes the mortgage rate used will apply for the term stated and cannot account for future changes to interest rates or your product.

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The mortgage overpayment feature is for illustrative purposes and does not take into account any overpayment restrictions or Early Repayment Charges. The overpayment feature only works for capital repayment mortgages.

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Regular mortgage overpayments

We calculate the regular monthly mortgage overpayment from the period you enter. This isn't affected by any lump sums paid. The calculation assumes that you keep making regular overpayments. The overpayment amount may differ in the final month when the remaining balance is cleared.

The results are not guaranteed and could be considerably different if interest rates change. Remember that variable rates can rise and fall and fixed rates are usually for a specific period.

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Early Repayment Charges (ERCs) - No ERCs or mortgage exit admin fees are included in these calculations.

Useful Downloads and Links

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